SAIF Workers’ Compensation
Insurance Discount Opportunity for Oregon MGMA Members
Step 1. Confirm you are a current member of Oregon MGMA.
• Not sure whether you hold a current membership?
Contact Executive Director Mindy Zaubi at email@example.com or (678) 523-5915.
• Not yet a member? Join for just $100 if you meet Active Member criteria. The $100 annual membership saves 12%* on your organization’s annual premium – a discount well worth the investment – plus you receive the Oregon MGMA member benefits, education and resources.
Step 2. Contact your insurance agent/broker or SAIF directly
Your practice's agent/broker or our SAIF representative will help ensure you meet SAIF’s eligibility criteria and apply for the discount when your next premium payment comes due. (OGSERP discount: 12 percent for 7/1/2022 - 6/30/2023)
- SAIF Representative: Pat Morrill, SAIF Agency and Group Program Coordinator, PATMOR@saif.com or 503.373.8827
SAIF Eligibility Criteria:
o Must have an annual manual premium equal to or greater than $2,500
o Be a member in good standing of the association (dues paid current)
o Earned or unearned experience rating 1.00 or less
o Group history period** incurred to manual loss ratio less than 40 percent
o Group history period frequency of business operations less than SAIF average frequency for the principal class for accounts newly enrolling in the group***
o Group history period frequency of business operations less than 1.5 times the SAIF average frequency for the principal class for current group members renewing in the group***
o Underwriters have judgment authority for approving group pricing
* OGSERP discount changes annually. Current period discount for OGSERP is 12% for 7/1/2022 – 6/30/2023.
** Group history period includes policy periods incepting within 57 months prior to the effective date of the policy year being priced and must include a minimum of 34 months of history.
*** SAIF calculates an average expected claim frequency (per $100 payroll) for each class effective January 1 each year using the expected frequency for the year that corresponds to the effective date of the policy year being priced.
Principal Class Codes
8832 Physicians & Office Clerical - usage (01), (03), (04), (06), (07), (09), (10).